Coverage Descriptions


Personal Property Coverage

Property at Premises
Property at your residence is covered on an All Risks basis, including Earthquake Coverage (100%).

Property in Storage
Property stored at another location is covered on an All Risks basis, including Earthquake Coverage (100%).

Jewelry
Jewelry that are scheduled by you are covered worldwide on an All Risks basis, including Earthquake Coverage (100%).

Valuable Articles
Valuable Articles that are scheduled by you are covered worldwide on an All Risks basis, including Earthquake Coverage (100%).

Liability Coverage

Personal Liability
You or your family’s liability to a third party is covered on a worldwide basis. Liability to your landlord caused by a fire is also covered. Medical expenses for visitors injured by an insured accident are also covered.

Personal Excess Liability/
Additional liability protection for a claim which exceeds the limit of your Personal Liability policy.
Get a Quote
Local ACE agents can tailor a quote to your needs.